Author Archives: dave@cunixinsurance.com

Blog-Mitzvah, The Thirteenth Anniversary Of Health Insurance Issues With Dave

Today’s post marks the thirteenth anniversary of Health Insurance Issues With Dave.  Thirteen years and 325 posts.  A surprisingly large number of you have been regular readers for years.  Others, like some agents in Arizona and California, are new to … Continue reading

Posted in Uncategorized | Tagged , | 1 Comment

Forever Young

Sally’s phone was buzzing.  It must be important.  It was a text message at 7:30 on a Saturday morning.  She checked her phone.  It was another message from healthcare.gov.  I asked her how often the marketplace was sending a 66 … Continue reading

Posted in Uncategorized | Leave a comment

Second Notice!

We got the envelope in the mail on Friday.  Second Notice!  The nerve of us.  We had failed to respond to the first solicitation and now we were being admonished with this, our second notice.  How dare us?  Why didn’t … Continue reading

Posted in Uncategorized | Tagged | 2 Comments

The Ghost Of Ronald Reagan

  Can’t Buy A Thrill Can Always Spot A Shill We are about to enter Open Enrollment season.  There are lots of commercials on television hawking plans for those of you under age 65 elbowing their way between the ads … Continue reading

Posted in Uncategorized | Leave a comment

Procrastinators Rejoice!

Elections do have consequences.  Four years ago the Patient Protection and Affordable Care Act (Obamacare) was under attack. We were preparing for the first Open Enrollment under the Trump administration.  Funding for the Cost Share Reduction had been eliminated which … Continue reading

Posted in Uncategorized | Tagged | 1 Comment

Your Money Is Only Whispering

My friend was trying to prove that it is never too late to get interested and involved in politics.  Ralph (name changed) finally got excited about a political candidate and donated money to the campaign.  How much?  Let’s just say … Continue reading

Posted in Uncategorized | Tagged | Leave a comment

Donald And Susan Deserve Better

Donald needed to talk.  He was very upset.  He and his wife, Susan (names changed), moved to Greater Cleveland in 2020.  He came to see me for health insurance when his COBRA ended.  They had a choice between Medical Mutual … Continue reading

Posted in Uncategorized | Tagged | Leave a comment

What Changed?

It is entirely fair and reasonable to ask, “What changed?”  What is the difference between purchasing a health policy now in July 2021 vs. twelve years ago in 2009?  And yes, there are significant differences.  Here are a few: Insurance … Continue reading

Posted in Uncategorized | Tagged | Leave a comment

More Good News!

  The current Special Open Enrollment Period will come to an end on August 15th.   Many of you have taken advantage of the changes in the Tax Credit Subsidy.  Several of my clients have saved over $1,000 per month!  We … Continue reading

Posted in Uncategorized | Tagged | 1 Comment

They Don’t Have A Leg To Stand On

“What right does Texas have to take away my insurance?”  I can’t tell you how many times my clients have asked me that question.  The Texas Lawsuit has weighed heavily on many of my clients, especially those with preexisting conditions.  … Continue reading

Posted in Uncategorized | Leave a comment