Author Archives: dave@cunixinsurance.com

Piece Of The Puzzle

I have friends who enjoy the challenge of a good jigsaw puzzle.  They might spend entire weekends tackling a bucolic scene of 2,000 or more pieces.  Not me.  I am still haunted by the puzzle frustrations of my childhood.  No … Continue reading

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Raison D’etre

Friday, December 29th, the last business day of 2023, was a very good day to be an insurance agent.  At least it was in my office. I started the day with three important scheduled appointments, three disasters.  One of the … Continue reading

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October 2023

It is October 13, 2023 and I would like to celebrate the boring sameness of health insurance.  It is a joy to enter The Medicare Annual Enrollment Period that begins Sunday.  And the Annual Open Enrollment Period for individuals and … Continue reading

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The Pendulum Swings From One Extreme To The Other

  August 2023: Frank, your short term major medical policy will not be an option for you in 2024.  We will need to look at a regular health policy. What are those damn insurance companies doing now? It isn’t the … Continue reading

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ZOMBIES!

You might think that they are dead.  You might even take credit for killing them.  But Zombie Laws survive the best efforts of dedicated legislators, the light of day, or even common sense.  The link is to an example in … Continue reading

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Mr. Cunix Goes To Washington

You either believe or you don’t.  Mark me down as one who believes.  I believe in the fundamental promise of the United States, that all men are created equal (even when we fail miserably at that ideal), that we can … Continue reading

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Cone Of Silence

Those of us over the age of 60 are used to receiving an incredible amount of junk mail.  I am, of course, referring to the unrequested, unwanted, and unneeded solicitations from Medicare insurers, call centers, and marketing associations.  Many of … Continue reading

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When The Goal Is FAILURE

The answer was, “NO”.  I hate to say, “No”, and I hate to disappoint a perspective client.  And yes, I hate to fail.  Joseph (name changed) has had a lot of disappointing news lately.  Joe has worked for the same … Continue reading

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A Glitch Can Be Fixed

It may have been on my first day as an insurance agent.  It could have been the second.  Regardless, this was one of the first and most important lessons I learned about employer-sponsored group health insurance: The purpose of group … Continue reading

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Blog-Mitzvah, The Thirteenth Anniversary Of Health Insurance Issues With Dave

Today’s post marks the thirteenth anniversary of Health Insurance Issues With Dave.  Thirteen years and 325 posts.  A surprisingly large number of you have been regular readers for years.  Others, like some agents in Arizona and California, are new to … Continue reading

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